LoansLocator.com Consent for Electronic Signatures, Records, and Disclosures (“E-Consent”)
- A PC or MAC compatible computer, or other device, capable of access the Internet
- Access to email
- An Internet browser software that supports 128-bit encryption (i.e. Google Chrome®, Microsoft® Internet Explorer, Mozilla Firefox®.
- You may need a PDF file reader like Adobe® Acrobat Reader X or similar.
- You will need a printer or long-term storage device to retain copies of the Disclosures for future references.
- Any additional questions regarding these requirements should be directed towards the third party lender.
You are submitting a request to be directed towards one of our third party lenders. In order to offer you a loan, the third party lenders need your consent to use and accept electronic signatures, records, legal disclosures, notices, and other communications ("E-Consent"). LoansLocator.com makes no representations as to what, if any, communications you may receive from your lender.
This serves as notice of your rights when receiving disclosures, notices, and other information. By consenting to this form and submitting your information, you acknowledge that you received this E-Consent and that you consent to conduct transactions using electronic signatures, disclosures, records, and contract documents ("Disclosures").
Option for Paper or Non-Electronic Records / Disclosures
You may request any disclosures in paper copy by contacting your third party lender directly. Your lender will provide paper copies to you by request. Some may require a charge for these copies, and some may not. All Disclosures will be retained by lenders as applicable laws require.
Scope of E-Consent
This E-Consent includes and applies to all interactions electronically concerning you and the third party lender, including interactions engage on any mobile device, include phones, smart phones, and tablets. Through this E-Consent, the third party lender may process your personal information and interact with you exclusively electronically. The lender may also send you electronic notices related to such interactions or transactions. Disclosures may be provided online at websites, or via e-mail, by third party lenders.
Consenting to do Business Electronically
Before deciding to do electronic business with third party lenders, please consider whether you have the required hardware and software capabilities listed in the next section.
Hardware and Software Required
To access, obtain, and retain the necessary Disclosures electronically, you will need the following computer software and hardware requirements:
Modification of Terms
LoansLocator.com reserves the right to modify these terms and conditions at any time at our discretion, without notice.
Your E-Consent for our services and for our third party lenders' consideration of your connecting request can not be withdrawn because it is a one-time transaction. If you are connected to one or more third party lenders, you are free to withdraw your E-Consent with them at any time and at no charge. If you choose to do so before receiving credit, you may be prevented from obtaining credit from that lender.
Changing Your Contact Information
If you change your electronic or mailing address, please keep your third party lender up-to-date of any changes. To update your information, please log in to the third party lender's website or send them the information via mail.
Withdrawing Your Consent
Your E-Consent for our lender-pairing service and for our third party lenders’ consideration of your pairing request cannot be withdrawn as it is a one-time transaction. Its legal effectiveness, validity, and enforceability will not be affected if you choose to withdraw this E-Consent. Upon being paired with one or more third party lenders, you may withdraw your E-Consent with any of those third party lenders at any time, and at no charge to you. Please note, if you withdraw your E-Consent prior to receiving a loan, you may be prevented from obtaining a loan from the lender.
Change of Contact Information
Please keep the third party lender up-to-date of any change(s) to your electronic address or mailing address. To update your information, you may log into the third party lender’s website or send the third party lender your updated information via mail.
Your Ability to Access Disclosures
BY CLICKING THE LINK OR “I AGREE,” YOU ASSENT TO THE TERMS OF THIS DISCLOSURE. YOU ACKNOWLEDGE THAT YOU CAN ACCESS THE DISCLOSURES AS DESIGNATED ABOVE.
BY CLICKING THE LINK OR “I AGREE,” YOU ASSENT TO OUR TERMS. YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTAND THIS INFORMATION ABOUT ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY. YOU CONSENT TO USING ELECTRONIC SIGNATURES, HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU ELECTRONICALLY, AND TO DOING BUSINESS WITH THE THIRD PARTY LENDER ELECTRONICALLY. YOU ACKNOWLEDGE THAT YOU MAY REQUEST A PAPER COPY OF THE ELECTRONIC RECORDS AND DISCLOSURES, TO BE PROVIDED TO YOU UPON REQUEST AT NO CHARGE. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED IN ORDER TO RECEIVE SERVICES FROM THIRD PARTY LENDERS OVER THE INTERNET. IF YOU DO NOT PROCEED, THEN YOU DO NOT WISH TO USE ELECTRONIC SIGNATURES OR CONDUCT THIS TRANSACTION ELECTRONICALLY.