LoansLocator.com Terms & Conditions
Effective Date: April 1, 2017
Leads Bit LLC, doing business as LoansLocator.com ("LoansLocator.com", "us", "we", or "our") owns and operates the website located at www.LoansLocator.com ("Site"). We provide and maintain this site for your information, conditioned on your acceptance, without modification, of the terms, conditions and notices contained in these Terms and Conditions. By access and using the Site, you accept and agree, without limitation to the following:
We reserve the right, at any time, to modify, alter, or update the terms and conditions of this Agreement without prior notice. Modifications shall become effective immediately upon being posted on the Site. Your continued use of the Site after amendments are posted constitutes an acknowledgement and acceptance of this agreement and its modifications. Except as provided in this paragraph, this agreement may not be amended.
Products & Services
You understand and agree that LoansLocator.com is not a lender, nor broker, and is not the creditor for or issuer of the products or services offered through the Site. Any products or services advertised on this Site or made available to you after you receive a financial product from an issuer, are by and remain the sole responsibility of the respective product vendors, lenders, and/or service providers.
We connect you with prospective lenders and do not guarantee that you will be offered a cash advance or loan. We do not guarantee the amount of your advance or loan. The information from your request may be shared with more than one lender.
Using LoansLocator.com's services includes providing necessary information which may include, but is not limited to your name, birth date, telephone number, mailing / physical address, social security number, drivers license number and state, email address, employment information, military status, home ownership information, citizenship status, pay information, and/or bank account information. This information is then used to connect you with a cash advance or loan product. By submitting your information through this Site, you are allowing our company and third party lenders to contact you about financial related products and services.
You must be 18 years or older and be a legal resident of the United States to submit a request through this Site. You agree not to use this Site or any content contained in it for illegal or inappropriate activities.
CONSENT TO BE CONTACT
LoansLocator.com and its affiliates, business partners, and/or licensors provide a service that allows you to input your information and receive quotes or calls from one or more people/organizations. You understand and agree that your information will be shared with certain business partners and/or unrelated third-party companies to process and fulfill your request.
You agree that by submitting your information to LoansLocator.com, you consent to allow business partners and third-party companies to contact you by telephone, SMS messages, text messages, email or mail, even if you opted into the National Do NOt Call List administered by the Federal Trade Commission, any state equivalent Do Not Call List, the internal Do Not Call List of a company, or any other Do Not Call List.
Credit Check - FCRA Compliance
By submitting your information to LoansLocator.com, you are providing your express written consent under the Fair Credit Reporting Act for LoansLocator.com and its third party business partner(s) with whom you are connected to obtain your consumer credit profile or other information from contracted Credit Bureau's associated with your inquiry. The "soft pull" of your credit score that LoansLocator.com may initiate will not affect your credit score. Credit inquiries by selected lenders and affiliates may impact your credit score.
Disputes and Resolutions
Any dispute originating from or related to your use and/or access to this Site and its services in which you deem Us to have liability is governed by the state of Delaware. Any claim or dispute relating in any way to your use of the Site or these Terms and Conditions shall be submitted to confidential arbitration, except that either party may seek interim relief from any state or federal court in the party's state of residence to protect the party's intellectual property rights. The arbitrator shall have the power and authority to aware damages connected with a dispute which may not exceed actual compensatory damages and shall not multiply actual damages or award consequential, exemplary, or punitive damages. In addition, each party irrevocably waives any claim thereto. Any award shall be conclusive and final. An arbitration agreement should not be understood as an agreement to consolidation or joinder of an arbitration under this agreement with an arbitration of claims or disputes of any non-party, regardless of the nature of the disputes.
You forego your right to assert or defend your rights or go to court. You also forego the right to be part of or originate a class action suit. Your applicable rights will be decided by neutral arbitrators, not by a court of law, judge, or jury. By using this Site, you agree to these conditions and restrictions. If the arbitration provisions contained herein become unenforceable or inapplicable, or in the event of any lawsuit between You and Us or this Site, You agree full that the jurisdiction of this and any suit shall rest exclusively in the Federal and State courts in Delaware. You also agree that any actions or claims related to use of this Site or Our services must be filed within one (1) year after said action, cause, or claim to be forever barred.
This Site may contain links to sites maintained by third parties. LoansLocator.com is not responsible for any of the content, privacy, or terms of those sites. Third party links will not be considered an endorsement or recommendation of those sites, products, or services offered associated with those third parties.
Limitation of Liabilities; Indemnification
LoansLocator.com or any other party involved in creating, producing, or delivering this Site, will not be responsible or liable for direct, indirect, exemplary, consequential, incidental, punitive, or special damage resulting from your use and/or access to this Site or it's services. The full and total liability, as permitted by law, of this company for claims resulting from your use and/or access to this Site or its services - whether in warranty, contract, strict liability, tort, or otherwise - is limited to the amount paid by you (if any) to use and/or access this Site.
Use of Site constitutes an agreement to hold LoansLocator.com blameless against any and all liability, expenses, loss, damages, actions, suits, claims, and proceedings, including, without limitation, reasonable attorney's fees and relevant costs, stemming from or related to any cause of action, allegation, claim or involving, without limitation, your unauthorized or unlawful use of this Site or Our services.
Any failure on behalf of LoansLocator.com to enforce these Terms and Conditions does not constitute our right to continue to enforce these terms and conditions. In the event that any of the terms and conditions are deemed to be illegal, invalid, or unenforceable, such terms and conditions will be nullified. Remaining terms and conditions will still be in full effect.